It is normal to have small scratches or dents while driving a car. But if the accident turns out to be major, the cost of car repairs can suddenly increase significantly. Especially when the parts of the car that cost more are damaged. Having an insurance policy in such a situation can cover major expenses through claims, but it is also important to know which parts of the car that repairing or replacing can have the biggest impact on the pocket.

Bumpers and body parts

In an accident, the first damage is done to the exterior parts of the car. Parts such as bumpers, fenders, bonnets, doors and tailgates may break or be damaged. Repairs can be made if there are only dents or scratches, but if the damage is severe the entire part may have to be replaced. Along with this, the cost of color and labor is also added.

Headlight and taillight

Expensive parts can also include car lights. The use of LED and smart lighting systems has increased, especially in new cars. These lights contain not only bulbs but also many electronic components. So, if they break, the replacement bill can rise significantly.

Windshield and glass

An accident or a stone falling on the road can break a car’s windshield. If the damage is excessive, it will have to be replaced. In some cars, cameras or sensors are also attached to the windshield. In such cases, the cost of sensor calibration after glass replacement can also be added.

Alloy wheels and tires

Heavy collisions or wheel potholes can damage both tires and alloy wheels. If the alloy is bent or broken, it may need to be replaced. Premium cars with oversized alloys and expensive tires can further increase the cost.

Engine and other internal parts

In a major disaster, the damage is not limited to the outdoors. Engines, radiators, suspensions, airbags and other mechanical or electronic parts can also be affected. Some of these parts cost quite a lot, so the repair bill in such cases can reach thousands to lakhs of rupees.

You can get relief from insurance claims

The job of car insurance is to provide financial help at times of such big expenses. However, the amount of money you will get depends on your policy’s coverage, deductible, age of the car and extent of damage. So, while taking a policy, it is important to understand not only the premium but also the coverage and rules involved.

Overall, from the car’s exterior body parts to lights, glass, tires and interior mechanical parts, many things can add up to repair bills after an accident. The right insurance coverage can help reduce the heavy burden on the pocket in such situations.

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