In September 2026, the monthly Systematic Investment Plan (SIP) contribution will increase to Rs. 32,490 crore reached a new all-time high. During this period, despite the decline in total assets of India’s mutual fund industry, SIP contributions continued to trend upward. According to the latest data from the Association of Mutual Funds in India (AMFI), SIP contributions in August stood at Rs. 32,297 crores to Rs. 32,490 crores, which is Rs. 193 crore or an increase of about 0.6 percent. This figure is another monthly high for SIP contributions. In August, for the first time, he raised Rs. 32,000 crore mark was crossed.

SIP Assets Rs. 17.86 lakh crore

According to AMFI data, around 63 lakh new SIPs were registered during September. At the end of September, total assets under management (AUM) of SIPs stood at Rs. 17.86 lakh crores. SIP allows investors to invest a fixed amount in a mutual fund scheme at regular intervals (usually every month) instead of investing a large amount at once. Monthly SIP contribution means the money invested through these schemes in a particular month, while SIP AUM means the value of the investment made through the SIP. September data showed that monthly SIP contributions continued to rise, although the pace of growth was slightly slower than in August.

Decrease in total assets of mutual fund

While SIP contributions hit a new high, total net assets (AUM) of the mutual fund industry fell during September. As of September 30, the total AUM of the industry stood at Rs. 82.64 lakh crore, while at the end of August it was Rs. 87.08 lakh crore, showing a decline of about 5.1 percent. During September, from debt mutual funds Rs. The decline was due to a net outflow of Rs 1.83 lakh crore. It happened.

At the same time, in equity-oriented mutual funds Rs. 38,306.55 crore was invested, which in August was Rs. 29,328.62 crore is about 31 percent more than Rs. In equity schemes, small-cap funds are allowed Rs. 9,038.57 crore, followed by mid-cap funds at Rs. 7,834.84 crore and flexi-cap funds Rs. 6,701.80 crore was received. These different figures show that SIP investments can increase even if total assets of the industry decrease, as AUM is also affected by changes in redemptions and market value of investments.