The festive shopping season is about to begin and if you are planning to buy something big from Amazon or Flipkart during this time, the discounts from bank cards can reduce your expenses. Both the e-commerce platforms are bringing their big festival sales. In this sale, you will get instant discounts, cashback and other benefits on debit and credit cards of various banks.

However, it is not wise to order here only after seeing the 10% discount. The actual savings depends on the card you hold, the transactions the offer applies to and the maximum discount limit.

The sale will start from October 8 and 9

Amazon’s Great Indian Festival Sale will start from October 8. Flipkart’s Big Billion Days sale is going to start on the next day i.e. October 9. Apart from Flipkart Plus and Black members, Flipkart credit card holders have been informed that they will get early access from October 8.

During this period, various offers can be found in smartphones, electronics, home appliances and other categories. But it will be necessary to check the available bank offers before making the payment.

Axis and ICICI Bank Card Benefits on Flipkart

In Flipkart’s Big Billion Days sale, you can get up to 10% instant discount on purchases made from select Axis Bank and ICICI Bank cards. An instant discount option of up to 10% is also offered on the Flipkart Axis Bank co-branded credit card.

Apart from this, one can also avail up to 10% cashback offer on first transaction through Flipkart’s super.money service. However, certain eligibility criteria and other conditions may apply to this offer.

You can get discounts on Amazon with SBI card

You can get up to 10% instant discount on eligible purchases made through SBI Debit and Credit Cards in the Amazon Great Indian Festival Sale. Some EMI transactions are also included in this offer.

Under another offer on Amazon, there is also an option of up to 35% cashback on eligible purchases. However, the maximum limit of this cashback is Rs. is 150. That is, even though the percentage may appear large, the actual savings will not exceed the prescribed limit.

Apart from this, you can avail 10% cashback option through Amazon Pay Letter on eligible purchases. While Amazon Pay customers who shop on Amazon with ICICI Bank Credit Card can avail 5% unlimited cashback.

It is important to understand the meaning of discounts up to 10%

The biggest confusion during sales is about terms like discounts up to 10%. This does not mean that every customer will get a straight 10% savings on every purchase.

The actual amount of the discount depends on several factors. This includes your card eligibility, minimum purchase, maximum discount limit of the offer and payment mode. Some corporate cards may also be out of offer. Normal card payment and EMI transaction rules may also vary.

So, before placing an order, read the offer terms of the bank and the e-commerce platform. Make a decision only after seeing the final payable amount shown on the checkout page. Sometimes, despite what appears to be a huge discount, the actual savings may be less than expected due to fixed limits or other conditions.

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