If you too are planning to go to Dubai for vacation or work, then there is important news for you. The Indian Embassy has issued an advisory for tourists. In which Indians going to UAE have been advised to take medical insurance before starting the journey. The Indian Consulate in Dubai and the Indian Embassy in Abu Dhabi have issued this advisory after several cases of Indian nationals paying huge bills during medical emergencies in the UAE came to light. In such a situation, the question is how expensive is the treatment in Dubai that the embassy had to issue an advisory for Indians.

In an Indian embassy advisory, Indians traveling to the UAE for tourism or visit have been asked to take adequate health insurance before embarking on the journey. In addition, the insurance is advised to cover cashless treatment in case of emergency and cost of repatriation of the patient to India.

How expensive is treatment in Dubai?

According to the information given on Allocation Assist for 2025 website, the cost of consulting a general physician i.e. GP in private hospitals in Dubai is Rs. 7,800 to Rs. Can be up to 13,000. A specialist doctor’s fee can reach up to Rs 31,200. At the same time, for a normal lab test Rs. 5,200 to Rs. 20,800 and a scan or imaging test costs Rs. Can be up to 78,000.

A minor surgery costs around Rs. 39,000 for major surgery to Rs. 7,80,000 may be more. According to the report, for hospital registration Rs. 3,900 to Rs. 7,800 to be paid separately and for each visit Rs. 2,600 to Rs. 5,200 to be paid as processing fee.

Emergency treatment costs Rs. 5.2 lakhs

According to the report, the initial cost of emergency treatment at a private medical center in Dubai can be around Rs 13,000. For a simple emergency visit, the cost can go up to Rs 52,000, while in severe cases the total cost, including examination and treatment, can go up to Rs 5,20,000.

Apart from this, the cost of anesthesia can be between Rs 7,800 to Rs 26,000 and the cost of medicines can be between Rs 1,300 to Rs 5,200. However, the actual bill will depend on the hospital, the severity of the disease, the tests required and the method of treatment.

What are the benefits of health insurance?

According to the basic insurance scheme mentioned in the allocation assistance report, coverage up to Rs 39 lakh can be availed at an annual premium of Rs 8,320. Certain conditions are also applicable in this scheme and the patient may have to bear some expenses during the treatment.

Annual Premium: 8,320 Rs.
Coverage Limit: up to 39 lakhs.
When admitted to hospital: According to the report, the maximum annual expenditure by the patient has been capped at Rs 26,000.
On drugs: The annual expenditure of the patient is a maximum of Rs. 39,000 is said to be.

However, it is important to keep in mind that the figures shown in the report are related to a specific basic insurance plan. The same premium, coverage and payment terms may not necessarily apply to Indian tourists visiting the UAE. Therefore, before travelling, one should check the policy for emergency treatment, cashless facility and conditions related to medical evacuation i.e. the cost of repatriating the patient to India in case of critical condition.